For What It Is Worth

The Truth About Self-Employed/Freelance Women, And Their Rates & Fees

Photo by Ian Schneider on Unsplash

C.S. Sherin, Dec. 6, 2019

I love when people get right to the point, and so, that is what I am going to do. The following information is everything. It is the main point, which comes from a question about what something is worth…specifically when female freelance/self-employed professionals set the rates and fees.

So, you may wonder why self-employed/freelance professionals seem to “charge so much.” It is true that when you pay for services from an artisan, artist, trade specialist, editor, spiritual practitioner, or other self-employed or freelance professional — you pay for their specialization, and the value and quality of their service or product.

But why are some prices so high? The real reason for this is because self-employed professionals must pay for the following benefits themselves:

  • sick days
  • vacation/holidays
  • bonuses
  • healthcare/insurance
  • vision and dental care
  • retirement fund
  • maintaining or updating education/training
  • administrative tasks (non-billable hours)
  • travel

In addition to these, self-employed professionals also need to factor in business expenses against all profits:

  • hours of prep, design, PR, research, etc
  • taxes (social security, medicare, self-employment)
  • website/domain/email services
  • renting space
  • advertising
  • license fees
  • support services/consulting fees
  • business property taxes
  • work supplies & equipment (shipping, packaging, labels, software, third party apps)

Not all independent professionals will have every single one of those expenses, but many will. And, all of this, of course, is in addition to the responsibilities we all have: rent or mortgage, property taxes, costs of child care or pets, transportation, education (debt), food, clothing, and so on.

You see, many freelancers and self-employed folks are, in fact, talented people who are brave enough to administrate a business on their own, without a safety net. If they do it well, they are the stars of the circus, so to speak.

Yes, some independent professionals do overcharge and take advantage of others. Corruption is present in every profession and sector, unfortunately. However, it is important to understand — the majority of self-employed/freelance folks simply want to make a decent and honest living doing what they do best. There is zero greed behind most fees and rates. In fact, most self-employed people undercharge for their services!

Let’s look at some recent statistics and reports on this matter…

The Bureau of Labor Statistics reports that in 2015, 7.4% of men were self-employed and 5.2% of women were. Also reported, self-employment is higher among White and Asian people, and lower among African American, Native American, and Hispanic people. (The study actually didn’t mention Native American people, and I hated that exclusion, so I changed it.)

In August of this year, The Pew Research Center reported that only 10% of the US work force is self-employed, though there are many unreported self-employed folks, they think. And, only about a quarter of known self-employed people (3.4 million) have employees of their own.

In October of this year, Forbes reported that in 2018 women received a severely neglectful “2.2% share of $130 billion given out in venture capital. And that was a $1 billion improvement over the prior year.” The article expands on how gender bias towards women inhibits funding for their small businesses. One detail given was how women are often asked personal questions, rather than questions focusing on their business during interviews for funding.

Lastly, a recent joint report by Thumbtack and Square stated that self-employed women end up earning more money. This is because, in “regular jobs,” women are often undervalued and underpaid. At the same time, the report shared that:

“Women small business owners are 5x more likely than men to have had their expertise questioned in all industries, and are 10x more likely than men to have had their expertise questioned in male-dominated industries.”

~ Thumbtack Journal (“Build Her Up”) and Square

This of course affects funding, word of mouth, and ultimate long-term success. In addition, the report shares that self-employed females will experience less workplace discrimination. (It goes without saying…)

Studies are reporting that being self-employed can improve women’s lives. This means that women of color, women leaving domestic violence, women veterans, LGBTQIA+ womyn, all sorts of women…who have talents that go unrecognized and undervalued by traditional means have a chance to improve theirs and others’ lives, work, and projects through self-employment…if they have support through local, regional and/or government funding and clients.

But funding and customers or clients won’t last if the business, service, or product doesn’t have real worth, use, and quality. And businesses of real worth and quality can’t last without support and recognition. And, of course, along with local support, funding, and tools and education for small business, the independent professional needs to have integrity, expertise, and reliability. So, yeah, it isn’t enough to decide to freelance and set a well-calculated price. A lot of preparation, education, practice, and time goes into becoming that expert, that artist, that consultant, that independent freelancer who can be so appreciated, needed, and valued.

At the same time, women, especially women of color, are not getting the support and votes of confidence (financial and community-wise) they need to become that independent professional that keeps going.

Alongside all of this, I can speak first-hand about one of the big challenges for the self-employed, which is affordable, accessible healthcare insurance. The first two years of the government’s Healthcare Marketplace coverage, for me, as a female self-employed professional was great. After that, it quickly became too expensive. Talk about prices being too high! Catastrophic insurance is a safety net, but far-flung from a desirable long-term solution. We need better solutions, that is for sure! But that is another article…back to the topic at hand…

Working for yourself can be viewed as the easy life, but really, it is more likely to be that you are overworked and underpaid when working for yourself. And when you work from home most of the time, like I do, that means that it is possible to work 18–20 hour days between what needs to be done at home and work.

That is, until you realize that you are your own boss, and so you are responsible for balance, health, income, and morale of the business…and that it is all you. A good friend of mine is also self-employed part of the year, and she helped me a lot in realizing that I am my own boss, and what kind of boss am I? Will I be a good boss? Will I be kind? Will I be merciless? I’ve found that I can be all of those. This is a compass of awareness that keeps me steady.

When you are the boss, worker, and administrator, it is way too easy to work over-time and endlessly, with passion and eagerness to make a difference and provide the best for you and your clients. That is the double-edged sword of doing what you are good at, and doing what you love!

When I was first beginning as a self-employed professional, many years ago, I was more than willing to be underpaid. I was even enthusiastic about it! I wanted to meet people where they were, and still provide amazing services. For the most part, people were fair with me when I gave them that trust. But, undercharging was not long-term sustainable.

The Thumbtack-Square report supports this experience, stating that both male and female independent professionals have to undercharge for their services in order to build a clientele in the beginning. And most people with “regular jobs” that have benefits or not, can probably relate to this since fair wages equal to inflation are near to non-existent in our country in general.

As I started to gain confidence, I took a small business class and later a few sessions of tutoring from the local University’s small business program. Through that, I learned about all of the hidden costs to self-employment, crafting a business plan, and how all of that leads to the fees that you see when you approach a self-employed individual for specialized services. I also learned that women are less likely to ask for money, start a business, or take financial risks.

After that, I started charging more appropriate fees for my services. Overall, it went well. Loyal clients valued my services and didn’t mind paying more. But there were some bumps too. The reactions ranged from shock and distaste…to flat out judgement. These reactions were from women who were able to pay the fee without strain, and who knew me personally, outside of my profession. To be clear, back then I wasn’t raising my rate by hundreds of dollars or anything, it was only an increase of $20!

Being an artist, writer/author, editor, publisher, and holistic spiritual practitioner…I have had ample opportunities to come face to face with the preconceived notions of value and worth placed on the services, projects, and products provided by women.

Women have been subjected to this mindset at a deep level, and the problem is, too many women: believe it, don’t question it, apologize for wanting fair payment, or don’t even want to ask to be paid! I have watched absolute expert superstar women tell me about clients not paying them, and how they did nothing. Why? Because they felt bad, uncomfortable, ashamed, confused — you name it. Women are often taught to resist being bold and straightforward. Why? Because they are then seen as demanding and pushy.

In witnessing this kind of dynamic, I learned quickly to ask to be paid, kindly — with normality, and without apology.

I mean, think about this… Imagine if someone had a pop-up shop at a store, and they were selling homemade gourmet cookies. Someone walks up and says they’ll have three, takes them, and walks away without paying. Not only is that illegal, it is unjustifiable. Now imagine the cookie artisan person asking that thief for payment, but apologizing for asking. Yes, it’s completely bananas, I know. Yet this happens. And women too often struggle to deal with it. I know, because it has happened to me, and to my friends who are also independent professionals.

In time, in engaging in conversation, later, with some of the women that balked at my $20 increase in fee back then, I found that they were also learning about their worth and the worth of others, and it was a growing edge for them. They expressed that they had realized the need for fair payment, and that the region we live in isn’t too hospitable to that — favoring corporations and organizations instead. Others, I didn’t get to talk to, and I simply wrote it up as their issue, not mine.

In retrospect, I know and appreciate that we women all have mental and emotional hurdles to overcome due to systemic bias and discrimination. For LGBTQIA+, Hispanic, Native American, and Black women that is on top of any other personal challenges and levels of discrimination and bias they experience.
Because of this, it is important for us to become more aware of these hidden issues, needs, and dynamics, so that we don’t perpetuate the problem for ourselves and others.

Yes, some women (and men) take advantage of others, and charge too much…even exploit sectors of business out of greed. I have been totally grossed out by some of the exploitative prices in certain fields of work that I have specialized in. I have been totally grossed out by those that make money the object, rather than the relationships, quality, outcome, and expertise. Still, they are not the majority! Please remember this when you look at services and fees listed by freelance/self-employed women.

Nowadays, I like to take a logical approach: this is what it costs to provide this service and maintain this small business. Period. End of sentence. We can tailor that cost to suit your needs. I can even give you a deal, but I cannot, logically or responsibly, work for you at a rate that will put me in debt by the end of the day, week, month, or year. It makes no sense.

I once had a speaking engagement where I let the hosts know my rate, and that I would be donating products for the crowd, valued at more than I would be paid. I was surprised to see them, at the beginning of the event, taking donations rather than a set admission cost, to cover my speaking fee, and to donate to a designated charity of the audience’s choice. Afterwards, the host said they didn’t make enough from the event, and asked if I would like to donate my fee to the charity that was chosen. I was shocked, and explained that the products I had donated for the night had already far exceeded the amount of my speaking fee (by hundreds), which they knew. The host reluctantly gave me an amount of money, less than what I had stated as my rate.

This was a tough experience for me, because the host was someone I had trusted. Sadly, it was clear to me, from that and other instances, that our needs and goals were no longer compatible. As much as I was disappointed, I moved on, realizing that it is more important to maintain what is sustainable for me, rather than caving to unreasonable and ongoing requests that put my livelihood at stake. It’s just one story of a million for women who put themselves out there. Well, in the freelance world it happens to both men and women, but it can be, and is, harder for women in many ways.

So, lessons learned! If your rate isn’t sustainable for me, it’s a fact, and we can move on in peace and mutual respect. I certainly won’t hold a grudge. Even with people who have tried to take advantage of my kindness, I won’t hold a grudge. It isn’t worth the energy. Best to move on, and make room to connect with those with compatible goals. Onward and upward!

So, the next time you are shocked by the rates and fees listed by an independent professional, please take into consideration all the hidden expenses that freelancers and the self-employed must plan for. Remember that we self-employed/freelancers most often have no safety net, and think long and hard about how to charge, and when not to.

Also, consider how much you would spend on other professionals, such as: an electrician, plumber, roofer, spa, or salon. And, remember how much money you usually spend on entertainment, fun items, holiday decor, and unnecessary food items. Then, consider the value vs. cost of a business relationship with a self-employed professional (whether they are an artist, writer, editor, consultant, advisor, artisan, or whatever), and how their services can truly make a positive difference for you, when given the chance.

Most of all, please do give us freelancers and self-employed professionals, and our fees, the benefit of the doubt. Most of us are worthy of your trust.

Look closely at what unique super powers we may have that can enhance your life, work, and project as the deciding factor — instead of jumping to conclusions about, and judging fees, without learning more. At least inquire, if you are seriously interested, and the fees are all that is stopping you. In most cases, independent professionals are willing to work within your budget (within reason).

The added bonus is that you can count on a personal touch from an individual who: deeply appreciates the business and the opportunity to exceed your expectations; and who seeks to forge a positive, mutually beneficial, ongoing business relationship with you. Win-win.


This article was previously published by C.S. Sherin, December 5, 2019 on Medium.com.

Featured Blogger On Rollerbag Goddess Today

Photo by Tyler Nix on Unsplash

Good news!

I am being featured on a great travel writing website today, the Rollerbag Goddess! The Rollerbag Goddess gave me some interesting interview questions — it was quite fun. It’s a good read for your Friday. Please do head over there and give it some love: “Featured RBG: Chandra Sherin…

Happy Weekend!

Changing Our Habits For The Greater Good

Ethical Leadership for all, and shifting our thoughts and actions in healthier, empowering ways that last

Art by Warwick Goble, 1920 PD.

CS Sherin, August 27, 2019

After I earned my MA degree in Servant Leadership in the Spring of 2006, one of the major lessons that stayed with me was the understanding that real change — the kind that is ethical and accountable, the kind that lasts — does not happen overnight — it takes time. For an ethical leader (and the average person seeking to change destructive habits and live more ethically), this means being dedicated to the best possible outcome and positive impacts for all involved. It also means caring more about long-term results than about immediate satisfaction. This requires thoughtful, engaged patience, and an understanding of the time and timing required for real, lasting change to be established and maintained over time.

Impatience, shortcuts, quantity over quality, greed, abuse of power and control, and leaning on loopholes and convenience ultimately degrade long-term progress, health, and sustainability. Although we may enjoy and see short-term progress by doing these things — in most cases, that kind of progress won’t last, and if it does, it will be riddled with compromises and harm to health, esteem, ethics, and healthy communication and systems.

For example, when we first bring a fish home to the aquarium, there may be an impatient desire to get the new fish into the aquarium right away. If we give in to that selfish impatience without gradually acclimating the fish to the new water and temperature, the fish can go into shock, become injured, sick, and/or die. Sometimes the shock and subsequent illness or injury from that initial impatience won’t be immediately visible — it may happen days later or a month later, but the harm was done. Taking the 30 minutes to 2 hours or longer, that a new fish may need to acclimate to the new environment makes all the difference.

So it is with cutting corners to achieve something — it can give the satisfaction of visual completion and short term satisfaction, but at what ultimate cost to integrity, quality, health, and future ability to thrive?

We also need to make space in order to fully evaluate and receive feedback on current: needs, communication, delegation, processes for feedback, efficiency, transparency; and inclusivity of processes, systems, and structures.

At the same time we need to take the time to evaluate ourselves (as leader, or leader of one’s own life) alongside the work, project, team, and/or organization. Ultimately, we cannot administrate, manage, or lead effectively — we cannot change destructive habits, and systemic problems — until we have addressed ourselves and our own inner workings honestly, and as objectively as possible. No matter how far we’ve come, the need for this practice remains true.

How can we, as ethical leaders/individuals, best serve our purpose, the people we work with, our teams and/or those in our care?

The leader sets the tone. The leader establishes what is acceptable and not acceptable by: tone, actions, style, methods, policies, presence, and follow-through. To effect real, positive, lasting change we must be willing to do the kind of work and collaboration that establishes new pathways in place of familiar, comfortable, dysfunctional ones. We must be willing to see systemic privilege, and to see past assumptions that run on autopilot.

The ethical leader asks, “How can I best serve my purpose, my employees, clients, and/or customers now, and for the long haul?” and “How can I create a healthy, thriving system that is sustainable, transparent, and ethical for the long haul?” The real answers require extra effort, time, and resources. The real answers also include knowing the importance of creating effective teams, supporting them, delegating with clarity, and then walking away with trust and knowing. Then, being free to address the big picture issues while the details are left in capable hands that report back.

There are many steps involved in getting to that point. Yet, the results? The results may not be evident right away. It depends on how healthy or not healthy things are to begin with. Yet, the payoff for long-term transformational change is: greater satisfaction, productivity, creativity with better results, and a system of collaboration that is strong and can last.

But how do we get there? We have to start with ourselves. All of this is applicable to each of us. We are the ethical leaders of our lives, or not. We are the administrators of our lifestyles and habits.

When we keep our standards high and inspiring, we have motivation to do better: personally, independently, and in collaboration. When we instill standards of healthy communication and effective, responsive accountability and pathways for it — we begin to build lasting systems for positive change. Even if we need to work quickly with intense deadlines, there are still ways to implement systems within culture and operations that are ultimately healthier, refreshing, sustainable, and invigorating for the long haul. We simply must stop and take the time to establish them, so that intense deadlines become an enjoyable, exciting challenge rather than hellish and draining.

All of this is applicable to each of us. We are the ethical leaders of our lives, or not. We are the administrators of our lifestyles and habits.

In the face of challenges and setbacks, the patience to grow real lasting change remains a core value for the ethical leader. The big picture is not lost, the big goal is kept central during setbacks. And, core motivation includes knowing that: facilitating healthy restoration of systems eventually translates into returns and legacies of lasting value. In this same way, each of us may apply these values and practices, in order to navigate and wield the authority of leadership for our own lives, and increasingly, in the best ways possible.

Begin With Yourself: Understanding Habits

This approach and these lessons are adaptable and applicable for most everyone. But where to start? We want to begin the long, demanding, and worthwhile, rewarding path by being aware of and changing our own habits and autopilot blind assumptions/norms. By beginning this process on the personal level, we may then effectively respond to changing needs, emergency situations, and a troubled human world and Environment in flux.

To do this, we must first grasp what habit really is. Creating a habit demands a considerable investment of our time and energy. Much like Artificial Intelligence requires tons of data in order to learn, grow and operate well — human habits are also established by tons of repetition and concerted effort in order to become autopilot functions.

“Habit” is defined as: “something done often and regularly; a behavior or action repeated regularly so as to have become automatic.” Some synonyms for habit include: routine, pattern/norm. The idiom, to be “on automatic pilot” can be defined as: “completing a task without awareness or thinking because it has been repeated so many times that the function is automatic.” With autopilot in this sense, the meaning also connotes a degree of unconscious, mindless behavior.

Many parts of operating and driving a vehicle become habitual — we go on autopilot with many aspects of driving. We also operate with a good measure of trust for the maps in our memories that help us to navigate in the area in which we live without much, if any, thought. It is much the same in navigating and operating within our homes and at work each day. Some of us have mental memory maps so well-defined and subtly present in our neural pathways that we can even walk with our eyes closed (or in the dark) and find our way around the house (or neighborhood) with little to no problems.

In “Primal Leadership” by Daniel Goleman, the author explains how habits form strong, rigid neural pathways in the brain. These pathways are solid and resistant to change. Yet, the author reported, it was discovered that those pathways can be altered and changed — however, it takes a lot of conscious effort and persistence to succeed in doing this. Repetition is the key to creating a habit (healthy, neutral, or destructive) and to set a more fixed pathway in the brain, and therefore, in one’s life. Anyone who has developed a somewhat destructive habit can attest to the effort and determination required in order to alter that habit.

Inner Peace Matters

Art by William Blake, circa 1790s PD.

One necessary component for making change that lasts is to achieve a complete sense of resolve about the change that is needed.

A resolute belief or motivation is the fuel that transforms a habit. Being free of any conflicting feelings or beliefs regarding the needed change is quite necessary, in order for any of the effort to succeed for the long-term. If even a quarter of our mind and/or heart is conflicted about changing the habit, the effort will most likely fail in the long-term. Most often, it would happen via subconscious and subtle sabotage, or a very conscious and clear defeated or jaded attitude.

People may turn to hypnotism and visualizations to undo self-sabotaging behavior that is resistant to the desire to change. Sometimes this is successful, sometimes it isn’t. Deep down, the knots must be untangled, with visualization and hypnotism, or through other methods and modalities. However it is done, the deeper issues of conflicted feelings, thoughts and beliefs regarding the habit must be found, faced, and resolved consciously.

Psychologists often say that a bad habit often continues because a person is gaining something from it, even when they say they want to stop. Perhaps an unconscious bit of the person likes the negative attention, or ties it to something learned in childhood. Sometimes, there is a hidden sentimentality, judgment, pride, or sense of entitlement attached, no matter how veiled. Whatever it is, we have to be willing to face and evaluate our own inner workings and inner saboteur as we seek to change habits and lifestyle for the better. It is essential that we search our own thoughts and feelings regarding any needed change that must take place. Right along with this searching, is prioritizing time to process issues, and to begin to enter into the needed change with deeper resolve.

During and after that, asking for feedback from honest and trusted others is also important. It is important to choose to hear feedback from those who will tell the truth, not what we want to hear — yet also those who care about us and want us to succeed in these positive changes. In this way, we gain perspective and new ideas. It is an ongoing practice of transparency and accountability — first in relationship to self, and then to others. Here is an example for perspective. Please read it both literally and figuratively:

Yard Restoration

I have moved into two different houses where the yards needed restoration. The first had been treated by pesticides for years, but had fertile soil, and lots to work with. It took about three years for the yard to fully recover — and became a thriving oasis of native plants and a refuge for wildlife. The second also had been treated for pesticides at one time, and the soil was greatly depleted and mostly sand. This yard has taken longer to recover, and still can’t fully recover without amending the soil. A big leap to lushness and progress was not evident until five years had passed. That being said, I am no expert in restoring yards, and I do the little by little approach in that regard. Additionally, this second yard hasn’t been a main priority like the other was. In aiming to restore the second yard — without expertise, or a lot of dedicated time, or a lot of invested money/resources — the long term results took longer.

Someone once told me that when they moved in to their new house, their yard had been treated yearly with pesticides as well. They took an intensive approach, investing resources into immediate change that would improve year after year. They had all the grass removed and planted clover as a ground cover instead of grass. This ground cover is organic and provides food for bees, and requires little, if any mowing.

While I didn’t immediately invest in overall change for the second yard, I did effect overall change in one way. Without pesticides and herbicides involved, I was able to allow pollinator ground cover to take over naturally. This took longer, yet it worked well. I allowed the plantain, clover, violets, and dandelions to spread, while planting native plants, and allowing them to propagate naturally as well.

Consciously Changing Habits

Art by Warwick Goble, 1920 PD.

In committing to needed change through ongoing self-reflection regarding thoughts, choices, and habits — we will be able to maintain a vivid and thriving approach that is more in tune with current and changing needs and realities. In addition, we are then able to be in tune more authentically to who we are, and who we are becoming. This can serve to boost confidence, mood, and motivation. This also then, translates into new ways of approaching leadership, management, care, and facilitation for others.

Our thoughts, once observed, reveal much. In observing and evaluating our thoughts, we see, little by little, or all at once — what we have left to autopilot each day. Most likely some of it will be unwanted, outdated, and perhaps even counter-productive to our well-being and most desired goals for life and work. Some of it may not even really be ours, but expectations and distorted voices that belong to other people (from the past or present), and that were put upon us. We can take that weight off once it is observed for what it really is.

After we make progress personally — re-shaping, discarding, and transforming some of our thoughts and habits — the ongoing approach remains the same. We begin by observing and evaluating our thoughts and actions each day. We maintain a list of questions for ongoing self-evaluation check-ins. Are we:

  • Contributing to positive long-term goals with our daily thoughts, habits, and actions?
  • Noticing and consciously choosing which thoughts are maintained?
  • Happy with our personal process and the results?
  • Noticing and addressing details, feelings, needs, inspiration? or ignoring them?
  • Noticing harmful elements, ingredients, or dynamics? or ignoring them?
  • Making the most of the choices available each day?
  • Allowing ourselves to remain in a rut of looped thoughts?
  • Allowing ourselves new options, new thoughts, new approaches?

With ongoing discernment regarding our thoughts, habits, and daily actions — we are instilling healthy, conscious pathways that can better empower ourselves and others. Another example for this process is my book, Recipe For A Green Life. It is a complete guidebook for this kind of holistic process, focusing on lifestyle and sustainability.

All of this requires a dedication to some amount of life-long learning. Finding pleasant ways to maintain interest and curiosity regarding the “who, what, when, where, how, and why” of anything we are choosing and putting our energy into is most helpful. Personal choices (at home, at work, and beyond) — from the smallest, and most overlooked, to the biggest — all matter, to some degree, and at some level. Start small, start big — start however this all works best for you, and continue in whatever ways and at the pace that allows you to keep going in the right direction. Consistently showing up in this way helps us to more easily stay current and healthy, and more primed to facilitate the process for others too.

Truth Telling

It can be, and is important that we share our process and discoveries (when we can, and as appropriate) with straightforward honesty, integrity, and reasonable kindness. Sometimes the truth is ugly though. Do we wrap it in kindness? Whenever possible, yes. Still, absolute gentleness at all times is not possible or realistic. There are exceptional times when even kind honesty can feel harsh. And there are times when being too kind and too forgiving is a disservice to ourselves and others.

The standard mode of operation for the ethical leader is: to establish trust with honesty, that is upheld by integrity and kindness. Even better, if that honesty, integrity and kindness is accompanied by impartial ethics and wisdom, which remain unswayed by status or privilege. Being a truth-teller can make us very lonely at times, especially when others are playing games, and don’t want to play fair or to be healthy. However, as a leader, being a truth-teller is the highest calling. And ultimately, that is rewarded with connections and teams of integrity and advanced skills. That is what takes us to the next level. And, that is why the ethical leader must be a truth-teller — and with values for kindness, integrity, and impartial wisdom at the helm. This comes from having lived it — by having the ongoing practice of self-evaluation that creates the integrity in the first place.

By dedicating ourselves to this considerable, yet worthwhile and rewarding effort, we make progress in real time, and that grants us a warranted hope in momentum and strength, which is gained by right action.

May we all go forward more mindfully, shifting to more healthy, productive habits and leadership on all levels. May these new and healthier collective thoughts, habits, and right actions increase exponentially, and dynamically contribute to a great healing and new positive pathways for the future and all life on Earth.